Our program is open to a wide range of clients—including families, group home operators, Airbnb hosts, senior living providers, corporate housing managers, travel nurse hosts, and more. If you need a flexible path to property use or ownership, we can help.

No. Our lease-to-own program does not require perfect credit or traditional bank financing. We offer alternative paths to property access and ownership.

Yes! Many of our clients use our properties for business or investment purposes. If you plan to operate a business, you must carry general liability insurance starting at $1,000,000 (coverage may increase based on your business and use model) and list Home Key Sold as an additional insured party for everyone’s protection.

The option fee is a one-time payment that secures your right to purchase the property at a set price within a specified period. The amount varies based on your chosen plan.

The option fee is non-refundable, but you are not obligated to purchase. You can simply complete your lease term and walk away if you choose.

All closings and transactions are conducted at a third-party title company for all parties’ security and peace of mind. If you choose owner financing, all payments are escrowed and made to a third-party servicing company, in compliance with Texas law.

If you choose the owner finance option, Texas law requires that you (the tenant-buyer) be approved by a licensed Residential Mortgage Loan Originator (RMLO). This is to ensure everyone’s protected and the transaction is fully compliant. Learn more about Texas RMLO requirements here: https://occc.texas.gov/industry/RMLOs Let’s be real—the home buying process can feel overwhelming and even a little intimidating. That’s why we’ve assembled a team of real estate superheroes: RMLOs, attorneys, and escrow/title professionals. They’re here to guide you, protect your interests, and make sure you have a smooth, successful experience from start to finish. You don’t have to go it alone—our team is with you every step of the way!

No worries! We work with trusted credit restoration professionals who can help you get “mortgage ready.” Whether you need to boost your credit score or just want expert advice, our team can connect you with the right resources so you can qualify for traditional financing as soon as possible.

Enter your name, phone, and email to access the full Lease Option Packet for any property. We’ll send you all the details you need to make an informed decision, then schedule a Zoom Q&A to answer your questions and confirm we’re a good fit. If we are, we’ll arrange a property viewing. If you choose to move forward, we’ll guide you through the next steps.